Open a Bank Account in Ireland

Those who want to open a bank account in Ireland have several types of accounts they can choose from. Our company formation specialists in Ireland can offer support with the setup procedure.

Who can open a bank account in Ireland?

You can open a bank account in Ireland, no matter if you are an Irish or foreign national. Companies can also set up accounts irrespective of their ownership.

What are the types of Irish bank accounts available?

You can open:

• a current account for daily operations, but also to receive your salary;
• a savings account if you want to save money with interest;
• a corporate account if you decide to open a company in Ireland, as having a local bank account is mandatory for most businesses;
• a merchant account, which is a special account for e-commerce companies (in this case, you will also need a corporate account).

You can find out more about the opening of a bank account in Ireland from the infographic below:

What are the steps to set up a bank account in Ireland?

Here they are:

• review the offers of several banks;
• make sure you have the documents in order and updated;
• make an appointment to submit the documents or file them online (subject to bank requirements);
• activate the account.

What are the documents required to open a personal account in Ireland?

In order to open a personal bank account in Ireland, the following documents must be provided:

• the national identity card, driver’s license or National Age Card for residents,
• passport for non-residents,
• a recent utility bill as proof of residence in Ireland,
• car or house insurance policy as proof of the Irish current address,
• any document released by the Government as proof of an Irish home address.

What are the documents required to open a corporate bank account in Ireland?

The following:

1. two identification forms of the person in charge of opening the account (ID and passport, in most cases);
2. a power of attorney or bank mandate confirming the person has the authority to act on behalf of the company;
3. proof of the business address (recent utility bills, no older than 3 months);
4. the signature(s) of all the persons who will be authorized to complete activities related to the account;
5. the Memorandum and Articles of Association or any other proof indicating the legal form of the business;
6. the business name certificate issued by the Irish Trade Register in the case of sole proprietorships.

If you need assistance in setting up a bank account linked to your company in Ireland, our representatives can help you or even open it on your behalf as part of the company formation procedure.

Can I open a bank account in Ireland as a non-resident?

Yes, however, with certain banks only. Our local specialists can assist in such cases.

What are the documents to open a non-resident bank account in Ireland?

Most banks will require a valid passport and proof of address (a recent utility bill). Certain banks also require a reference letter from a bank in your home country.

Is it possible to open a bank account online in Ireland?

Yes, this is a service provided by most banks, local and foreign.

Are there any minimum deposit requirements with Irish banks?

It depends on each bank.

We also invite you to watch a video below:

How long does it take to open a bank account in Ireland in 2026?

Personal bank accounts can be set up in 4 to 5 days. Business or corporate accounts may take longer, approximately one month, with traditional banks. With digital banks, the procedure is fast for both types of clients.

The main regulatory body on the Irish banking system is the Central Bank of Ireland.

If you have any questions related to opening of a bank account as a non-resident in Ireland, our advisors can answer them. Clients interested in opening a bank account in other countries can receive assistance form our network of  affiliates. For example, in case you want to open a bank account in Hong Kong, we can put you in contact with our partners.

For complete details about the banking system and how to obtain a credit or how to open a bank account in Ireland you can contact our specialists in company incorporation in Ireland.